AI-video-lifeplan-demo/assets/1_processed/render_props_ppt_intro_fina...

1858 lines
47 KiB
JSON

{
"meta": {
"title": "テスト太郎様 ライフプラン紹介",
"currencyUnit": "万円",
"duration": 166.128,
"clientName": "テスト太郎"
},
"charts": {
"assetDepletion": {
"timeline": [
{
"year": 2025,
"ages": {
"rep": 47,
"spouse": null
},
"financials": {
"income": 703,
"expenditure": 288.0,
"assetBalance": 1349.0
},
"events": [],
"isCritical": false
},
{
"year": 2026,
"ages": {
"rep": 48,
"spouse": null
},
"financials": {
"income": 703,
"expenditure": 294.0,
"assetBalance": 1799.0
},
"events": [],
"isCritical": false
},
{
"year": 2027,
"ages": {
"rep": 49,
"spouse": null
},
"financials": {
"income": 703,
"expenditure": 300.0,
"assetBalance": 2256.0
},
"events": [],
"isCritical": false
},
{
"year": 2028,
"ages": {
"rep": 50,
"spouse": null
},
"financials": {
"income": 703,
"expenditure": 306.0,
"assetBalance": 2721.0
},
"events": [],
"isCritical": false
},
{
"year": 2029,
"ages": {
"rep": 51,
"spouse": null
},
"financials": {
"income": 703,
"expenditure": 312.0,
"assetBalance": 3194.0
},
"events": [],
"isCritical": false
},
{
"year": 2030,
"ages": {
"rep": 52,
"spouse": null
},
"financials": {
"income": 703,
"expenditure": 318.0,
"assetBalance": 3675.0
},
"events": [],
"isCritical": false
},
{
"year": 2031,
"ages": {
"rep": 53,
"spouse": null
},
"financials": {
"income": 703,
"expenditure": 324.0,
"assetBalance": 4164.0
},
"events": [],
"isCritical": false
},
{
"year": 2032,
"ages": {
"rep": 54,
"spouse": null
},
"financials": {
"income": 703,
"expenditure": 331.0,
"assetBalance": 4661.0
},
"events": [
"Event",
"Event"
],
"isCritical": false
},
{
"year": 2033,
"ages": {
"rep": 55,
"spouse": null
},
"financials": {
"income": 703,
"expenditure": 337.0,
"assetBalance": 5166.0
},
"events": [],
"isCritical": false
},
{
"year": 2034,
"ages": {
"rep": 56,
"spouse": null
},
"financials": {
"income": 703,
"expenditure": 344.0,
"assetBalance": 5680.0
},
"events": [],
"isCritical": false
},
{
"year": 2035,
"ages": {
"rep": 57,
"spouse": null
},
"financials": {
"income": 703,
"expenditure": 351.0,
"assetBalance": 6203.0
},
"events": [],
"isCritical": false
},
{
"year": 2036,
"ages": {
"rep": 58,
"spouse": null
},
"financials": {
"income": 703,
"expenditure": 358.0,
"assetBalance": 6734.0
},
"events": [],
"isCritical": false
},
{
"year": 2037,
"ages": {
"rep": 59,
"spouse": null
},
"financials": {
"income": 703,
"expenditure": 365.0,
"assetBalance": 7273.0
},
"events": [
"Event"
],
"isCritical": false
},
{
"year": 2038,
"ages": {
"rep": 60,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 373.0,
"assetBalance": 7119.0
},
"events": [],
"isCritical": false
},
{
"year": 2039,
"ages": {
"rep": 61,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 380.0,
"assetBalance": 6953.0
},
"events": [],
"isCritical": false
},
{
"year": 2040,
"ages": {
"rep": 62,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 388.0,
"assetBalance": 6774.0
},
"events": [],
"isCritical": false
},
{
"year": 2041,
"ages": {
"rep": 63,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 395.0,
"assetBalance": 6581.0
},
"events": [],
"isCritical": false
},
{
"year": 2042,
"ages": {
"rep": 64,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 403.0,
"assetBalance": 6376.0
},
"events": [],
"isCritical": false
},
{
"year": 2043,
"ages": {
"rep": 65,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 411.0,
"assetBalance": 6155.0
},
"events": [],
"isCritical": false
},
{
"year": 2044,
"ages": {
"rep": 66,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 420.0,
"assetBalance": 5921.0
},
"events": [],
"isCritical": false
},
{
"year": 2045,
"ages": {
"rep": 67,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 428.0,
"assetBalance": 5670.0
},
"events": [],
"isCritical": false
},
{
"year": 2046,
"ages": {
"rep": 68,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 437.0,
"assetBalance": 5404.0
},
"events": [],
"isCritical": false
},
{
"year": 2047,
"ages": {
"rep": 69,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 445.0,
"assetBalance": 5121.0
},
"events": [],
"isCritical": false
},
{
"year": 2048,
"ages": {
"rep": 70,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 454.0,
"assetBalance": 4820.0
},
"events": [],
"isCritical": false
},
{
"year": 2049,
"ages": {
"rep": 71,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 463.0,
"assetBalance": 4502.0
},
"events": [],
"isCritical": false
},
{
"year": 2050,
"ages": {
"rep": 72,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 472.0,
"assetBalance": 4164.0
},
"events": [],
"isCritical": false
},
{
"year": 2051,
"ages": {
"rep": 73,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 482.0,
"assetBalance": 3807.0
},
"events": [],
"isCritical": false
},
{
"year": 2052,
"ages": {
"rep": 74,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 492.0,
"assetBalance": 3430.0
},
"events": [],
"isCritical": false
},
{
"year": 2053,
"ages": {
"rep": 75,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 501.0,
"assetBalance": 3031.0
},
"events": [],
"isCritical": false
},
{
"year": 2054,
"ages": {
"rep": 76,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 511.0,
"assetBalance": 2611.0
},
"events": [],
"isCritical": false
},
{
"year": 2055,
"ages": {
"rep": 77,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 522.0,
"assetBalance": 2167.0
},
"events": [],
"isCritical": false
},
{
"year": 2056,
"ages": {
"rep": 78,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 532.0,
"assetBalance": 1700.0
},
"events": [],
"isCritical": false
},
{
"year": 2057,
"ages": {
"rep": 79,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 543.0,
"assetBalance": 1209.0
},
"events": [
"Event"
],
"isCritical": false
},
{
"year": 2058,
"ages": {
"rep": 80,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 554.0,
"assetBalance": 691.0
},
"events": [],
"isCritical": false
},
{
"year": 2059,
"ages": {
"rep": 81,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 565.0,
"assetBalance": 147.0
},
"events": [],
"isCritical": false
},
{
"year": 2060,
"ages": {
"rep": 82,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 576.0,
"assetBalance": -424.0
},
"events": [],
"isCritical": true
},
{
"year": 2061,
"ages": {
"rep": 83,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 587.0,
"assetBalance": -1075.0
},
"events": [],
"isCritical": true
},
{
"year": 2062,
"ages": {
"rep": 84,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 599.0,
"assetBalance": -1836.0
},
"events": [],
"isCritical": true
},
{
"year": 2063,
"ages": {
"rep": 85,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 611.0,
"assetBalance": -2723.0
},
"events": [],
"isCritical": true
},
{
"year": 2064,
"ages": {
"rep": 86,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 623.0,
"assetBalance": -3754.0
},
"events": [],
"isCritical": true
},
{
"year": 2065,
"ages": {
"rep": 87,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 636.0,
"assetBalance": -4954.0
},
"events": [],
"isCritical": true
},
{
"year": 2066,
"ages": {
"rep": 88,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 649.0,
"assetBalance": -6345.0
},
"events": [],
"isCritical": true
},
{
"year": 2067,
"ages": {
"rep": 89,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 662.0,
"assetBalance": -7959.0
},
"events": [],
"isCritical": true
},
{
"year": 2068,
"ages": {
"rep": 90,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 675.0,
"assetBalance": -9827.0
},
"events": [],
"isCritical": true
},
{
"year": 2069,
"ages": {
"rep": 91,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 688.0,
"assetBalance": -11990.0
},
"events": [],
"isCritical": true
},
{
"year": 2070,
"ages": {
"rep": 92,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 702.0,
"assetBalance": -14490.0
},
"events": [],
"isCritical": true
},
{
"year": 2071,
"ages": {
"rep": 93,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 716.0,
"assetBalance": -17380.0
},
"events": [],
"isCritical": true
},
{
"year": 2072,
"ages": {
"rep": 94,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 730.0,
"assetBalance": -20717.0
},
"events": [],
"isCritical": true
},
{
"year": 2073,
"ages": {
"rep": 95,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 745.0,
"assetBalance": -24570.0
},
"events": [],
"isCritical": true
},
{
"year": 2074,
"ages": {
"rep": 96,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 760.0,
"assetBalance": -29015.0
},
"events": [],
"isCritical": true
},
{
"year": 2075,
"ages": {
"rep": 97,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 775.0,
"assetBalance": -34143.0
},
"events": [],
"isCritical": true
},
{
"year": 2076,
"ages": {
"rep": 98,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 791.0,
"assetBalance": -40055.0
},
"events": [],
"isCritical": true
},
{
"year": 2077,
"ages": {
"rep": 99,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 806.0,
"assetBalance": -46870.0
},
"events": [],
"isCritical": true
},
{
"year": 2078,
"ages": {
"rep": 100,
"spouse": null
},
"financials": {
"income": 0,
"expenditure": 823.0,
"assetBalance": -54723.0
},
"events": [],
"isCritical": true
}
],
"meta": {
"currencyUnit": "万円",
"startYear": 2025
}
},
"cashFlow": {
"timeline": [
{
"year": 2025,
"age": 47,
"income": {
"total": 703
},
"expenses": {
"living": 115.2,
"housing": 86.39999999999999,
"education": 43.199999999999996,
"tax": 28.8,
"event": 14.4
},
"totalExpense": 288.0,
"netCashFlow": 415.0,
"assetBalance": 1349.0
},
{
"year": 2026,
"age": 48,
"income": {
"total": 703
},
"expenses": {
"living": 117.60000000000001,
"housing": 88.2,
"education": 44.1,
"tax": 29.400000000000002,
"event": 14.700000000000001
},
"totalExpense": 294.0,
"netCashFlow": 409.0,
"assetBalance": 1799.0
},
{
"year": 2027,
"age": 49,
"income": {
"total": 703
},
"expenses": {
"living": 120.0,
"housing": 90.0,
"education": 45.0,
"tax": 30.0,
"event": 15.0
},
"totalExpense": 300.0,
"netCashFlow": 403.0,
"assetBalance": 2256.0
},
{
"year": 2028,
"age": 50,
"income": {
"total": 703
},
"expenses": {
"living": 122.4,
"housing": 91.8,
"education": 45.9,
"tax": 30.6,
"event": 15.3
},
"totalExpense": 306.0,
"netCashFlow": 397.0,
"assetBalance": 2721.0
},
{
"year": 2029,
"age": 51,
"income": {
"total": 703
},
"expenses": {
"living": 124.80000000000001,
"housing": 93.6,
"education": 46.8,
"tax": 31.200000000000003,
"event": 15.600000000000001
},
"totalExpense": 312.0,
"netCashFlow": 391.0,
"assetBalance": 3194.0
},
{
"year": 2030,
"age": 52,
"income": {
"total": 703
},
"expenses": {
"living": 127.2,
"housing": 95.39999999999999,
"education": 47.699999999999996,
"tax": 31.8,
"event": 15.9
},
"totalExpense": 318.0,
"netCashFlow": 385.0,
"assetBalance": 3675.0
},
{
"year": 2031,
"age": 53,
"income": {
"total": 703
},
"expenses": {
"living": 129.6,
"housing": 97.2,
"education": 48.6,
"tax": 32.4,
"event": 16.2
},
"totalExpense": 324.0,
"netCashFlow": 379.0,
"assetBalance": 4164.0
},
{
"year": 2032,
"age": 54,
"income": {
"total": 703
},
"expenses": {
"living": 132.4,
"housing": 99.3,
"education": 49.65,
"tax": 33.1,
"event": 16.55
},
"totalExpense": 331.0,
"netCashFlow": 372.0,
"assetBalance": 4661.0
},
{
"year": 2033,
"age": 55,
"income": {
"total": 703
},
"expenses": {
"living": 134.8,
"housing": 101.1,
"education": 50.55,
"tax": 33.7,
"event": 16.85
},
"totalExpense": 337.0,
"netCashFlow": 366.0,
"assetBalance": 5166.0
},
{
"year": 2034,
"age": 56,
"income": {
"total": 703
},
"expenses": {
"living": 137.6,
"housing": 103.2,
"education": 51.6,
"tax": 34.4,
"event": 17.2
},
"totalExpense": 344.0,
"netCashFlow": 359.0,
"assetBalance": 5680.0
},
{
"year": 2035,
"age": 57,
"income": {
"total": 703
},
"expenses": {
"living": 140.4,
"housing": 105.3,
"education": 52.65,
"tax": 35.1,
"event": 17.55
},
"totalExpense": 351.0,
"netCashFlow": 352.0,
"assetBalance": 6203.0
},
{
"year": 2036,
"age": 58,
"income": {
"total": 703
},
"expenses": {
"living": 143.20000000000002,
"housing": 107.39999999999999,
"education": 53.699999999999996,
"tax": 35.800000000000004,
"event": 17.900000000000002
},
"totalExpense": 358.0,
"netCashFlow": 345.0,
"assetBalance": 6734.0
},
{
"year": 2037,
"age": 59,
"income": {
"total": 703
},
"expenses": {
"living": 146.0,
"housing": 109.5,
"education": 54.75,
"tax": 36.5,
"event": 18.25
},
"totalExpense": 365.0,
"netCashFlow": 338.0,
"assetBalance": 7273.0
},
{
"year": 2038,
"age": 60,
"income": {
"total": 0
},
"expenses": {
"living": 149.20000000000002,
"housing": 111.89999999999999,
"education": 55.949999999999996,
"tax": 37.300000000000004,
"event": 18.650000000000002
},
"totalExpense": 373.0,
"netCashFlow": -373.0,
"assetBalance": 7119.0
},
{
"year": 2039,
"age": 61,
"income": {
"total": 0
},
"expenses": {
"living": 152.0,
"housing": 114.0,
"education": 57.0,
"tax": 38.0,
"event": 19.0
},
"totalExpense": 380.0,
"netCashFlow": -380.0,
"assetBalance": 6953.0
},
{
"year": 2040,
"age": 62,
"income": {
"total": 0
},
"expenses": {
"living": 155.20000000000002,
"housing": 116.39999999999999,
"education": 58.199999999999996,
"tax": 38.800000000000004,
"event": 19.400000000000002
},
"totalExpense": 388.0,
"netCashFlow": -388.0,
"assetBalance": 6774.0
},
{
"year": 2041,
"age": 63,
"income": {
"total": 0
},
"expenses": {
"living": 158.0,
"housing": 118.5,
"education": 59.25,
"tax": 39.5,
"event": 19.75
},
"totalExpense": 395.0,
"netCashFlow": -395.0,
"assetBalance": 6581.0
},
{
"year": 2042,
"age": 64,
"income": {
"total": 0
},
"expenses": {
"living": 161.20000000000002,
"housing": 120.89999999999999,
"education": 60.449999999999996,
"tax": 40.300000000000004,
"event": 20.150000000000002
},
"totalExpense": 403.0,
"netCashFlow": -403.0,
"assetBalance": 6376.0
},
{
"year": 2043,
"age": 65,
"income": {
"total": 0
},
"expenses": {
"living": 164.4,
"housing": 123.3,
"education": 61.65,
"tax": 41.1,
"event": 20.55
},
"totalExpense": 411.0,
"netCashFlow": -411.0,
"assetBalance": 6155.0
},
{
"year": 2044,
"age": 66,
"income": {
"total": 0
},
"expenses": {
"living": 168.0,
"housing": 126.0,
"education": 63.0,
"tax": 42.0,
"event": 21.0
},
"totalExpense": 420.0,
"netCashFlow": -420.0,
"assetBalance": 5921.0
},
{
"year": 2045,
"age": 67,
"income": {
"total": 0
},
"expenses": {
"living": 171.20000000000002,
"housing": 128.4,
"education": 64.2,
"tax": 42.800000000000004,
"event": 21.400000000000002
},
"totalExpense": 428.0,
"netCashFlow": -428.0,
"assetBalance": 5670.0
},
{
"year": 2046,
"age": 68,
"income": {
"total": 0
},
"expenses": {
"living": 174.8,
"housing": 131.1,
"education": 65.55,
"tax": 43.7,
"event": 21.85
},
"totalExpense": 437.0,
"netCashFlow": -437.0,
"assetBalance": 5404.0
},
{
"year": 2047,
"age": 69,
"income": {
"total": 0
},
"expenses": {
"living": 178.0,
"housing": 133.5,
"education": 66.75,
"tax": 44.5,
"event": 22.25
},
"totalExpense": 445.0,
"netCashFlow": -445.0,
"assetBalance": 5121.0
},
{
"year": 2048,
"age": 70,
"income": {
"total": 0
},
"expenses": {
"living": 181.60000000000002,
"housing": 136.2,
"education": 68.1,
"tax": 45.400000000000006,
"event": 22.700000000000003
},
"totalExpense": 454.0,
"netCashFlow": -454.0,
"assetBalance": 4820.0
},
{
"year": 2049,
"age": 71,
"income": {
"total": 0
},
"expenses": {
"living": 185.20000000000002,
"housing": 138.9,
"education": 69.45,
"tax": 46.300000000000004,
"event": 23.150000000000002
},
"totalExpense": 463.0,
"netCashFlow": -463.0,
"assetBalance": 4502.0
},
{
"year": 2050,
"age": 72,
"income": {
"total": 0
},
"expenses": {
"living": 188.8,
"housing": 141.6,
"education": 70.8,
"tax": 47.2,
"event": 23.6
},
"totalExpense": 472.0,
"netCashFlow": -472.0,
"assetBalance": 4164.0
},
{
"year": 2051,
"age": 73,
"income": {
"total": 0
},
"expenses": {
"living": 192.8,
"housing": 144.6,
"education": 72.3,
"tax": 48.2,
"event": 24.1
},
"totalExpense": 482.0,
"netCashFlow": -482.0,
"assetBalance": 3807.0
},
{
"year": 2052,
"age": 74,
"income": {
"total": 0
},
"expenses": {
"living": 196.8,
"housing": 147.6,
"education": 73.8,
"tax": 49.2,
"event": 24.6
},
"totalExpense": 492.0,
"netCashFlow": -492.0,
"assetBalance": 3430.0
},
{
"year": 2053,
"age": 75,
"income": {
"total": 0
},
"expenses": {
"living": 200.4,
"housing": 150.29999999999998,
"education": 75.14999999999999,
"tax": 50.1,
"event": 25.05
},
"totalExpense": 501.0,
"netCashFlow": -501.0,
"assetBalance": 3031.0
},
{
"year": 2054,
"age": 76,
"income": {
"total": 0
},
"expenses": {
"living": 204.4,
"housing": 153.29999999999998,
"education": 76.64999999999999,
"tax": 51.1,
"event": 25.55
},
"totalExpense": 511.0,
"netCashFlow": -511.0,
"assetBalance": 2611.0
},
{
"year": 2055,
"age": 77,
"income": {
"total": 0
},
"expenses": {
"living": 208.8,
"housing": 156.6,
"education": 78.3,
"tax": 52.2,
"event": 26.1
},
"totalExpense": 522.0,
"netCashFlow": -522.0,
"assetBalance": 2167.0
},
{
"year": 2056,
"age": 78,
"income": {
"total": 0
},
"expenses": {
"living": 212.8,
"housing": 159.6,
"education": 79.8,
"tax": 53.2,
"event": 26.6
},
"totalExpense": 532.0,
"netCashFlow": -532.0,
"assetBalance": 1700.0
},
{
"year": 2057,
"age": 79,
"income": {
"total": 0
},
"expenses": {
"living": 217.20000000000002,
"housing": 162.9,
"education": 81.45,
"tax": 54.300000000000004,
"event": 27.150000000000002
},
"totalExpense": 543.0,
"netCashFlow": -543.0,
"assetBalance": 1209.0
},
{
"year": 2058,
"age": 80,
"income": {
"total": 0
},
"expenses": {
"living": 221.60000000000002,
"housing": 166.2,
"education": 83.1,
"tax": 55.400000000000006,
"event": 27.700000000000003
},
"totalExpense": 554.0,
"netCashFlow": -554.0,
"assetBalance": 691.0
},
{
"year": 2059,
"age": 81,
"income": {
"total": 0
},
"expenses": {
"living": 226.0,
"housing": 169.5,
"education": 84.75,
"tax": 56.5,
"event": 28.25
},
"totalExpense": 565.0,
"netCashFlow": -565.0,
"assetBalance": 147.0
},
{
"year": 2060,
"age": 82,
"income": {
"total": 0
},
"expenses": {
"living": 230.4,
"housing": 172.79999999999998,
"education": 86.39999999999999,
"tax": 57.6,
"event": 28.8
},
"totalExpense": 576.0,
"netCashFlow": -576.0,
"assetBalance": -424.0
},
{
"year": 2061,
"age": 83,
"income": {
"total": 0
},
"expenses": {
"living": 234.8,
"housing": 176.1,
"education": 88.05,
"tax": 58.7,
"event": 29.35
},
"totalExpense": 587.0,
"netCashFlow": -587.0,
"assetBalance": -1075.0
},
{
"year": 2062,
"age": 84,
"income": {
"total": 0
},
"expenses": {
"living": 239.60000000000002,
"housing": 179.7,
"education": 89.85,
"tax": 59.900000000000006,
"event": 29.950000000000003
},
"totalExpense": 599.0,
"netCashFlow": -599.0,
"assetBalance": -1836.0
},
{
"year": 2063,
"age": 85,
"income": {
"total": 0
},
"expenses": {
"living": 244.4,
"housing": 183.29999999999998,
"education": 91.64999999999999,
"tax": 61.1,
"event": 30.55
},
"totalExpense": 611.0,
"netCashFlow": -611.0,
"assetBalance": -2723.0
},
{
"year": 2064,
"age": 86,
"income": {
"total": 0
},
"expenses": {
"living": 249.20000000000002,
"housing": 186.9,
"education": 93.45,
"tax": 62.300000000000004,
"event": 31.150000000000002
},
"totalExpense": 623.0,
"netCashFlow": -623.0,
"assetBalance": -3754.0
},
{
"year": 2065,
"age": 87,
"income": {
"total": 0
},
"expenses": {
"living": 254.4,
"housing": 190.79999999999998,
"education": 95.39999999999999,
"tax": 63.6,
"event": 31.8
},
"totalExpense": 636.0,
"netCashFlow": -636.0,
"assetBalance": -4954.0
},
{
"year": 2066,
"age": 88,
"income": {
"total": 0
},
"expenses": {
"living": 259.6,
"housing": 194.7,
"education": 97.35,
"tax": 64.9,
"event": 32.45
},
"totalExpense": 649.0,
"netCashFlow": -649.0,
"assetBalance": -6345.0
},
{
"year": 2067,
"age": 89,
"income": {
"total": 0
},
"expenses": {
"living": 264.8,
"housing": 198.6,
"education": 99.3,
"tax": 66.2,
"event": 33.1
},
"totalExpense": 662.0,
"netCashFlow": -662.0,
"assetBalance": -7959.0
},
{
"year": 2068,
"age": 90,
"income": {
"total": 0
},
"expenses": {
"living": 270.0,
"housing": 202.5,
"education": 101.25,
"tax": 67.5,
"event": 33.75
},
"totalExpense": 675.0,
"netCashFlow": -675.0,
"assetBalance": -9827.0
},
{
"year": 2069,
"age": 91,
"income": {
"total": 0
},
"expenses": {
"living": 275.2,
"housing": 206.4,
"education": 103.2,
"tax": 68.8,
"event": 34.4
},
"totalExpense": 688.0,
"netCashFlow": -688.0,
"assetBalance": -11990.0
},
{
"year": 2070,
"age": 92,
"income": {
"total": 0
},
"expenses": {
"living": 280.8,
"housing": 210.6,
"education": 105.3,
"tax": 70.2,
"event": 35.1
},
"totalExpense": 702.0,
"netCashFlow": -702.0,
"assetBalance": -14490.0
},
{
"year": 2071,
"age": 93,
"income": {
"total": 0
},
"expenses": {
"living": 286.40000000000003,
"housing": 214.79999999999998,
"education": 107.39999999999999,
"tax": 71.60000000000001,
"event": 35.800000000000004
},
"totalExpense": 716.0,
"netCashFlow": -716.0,
"assetBalance": -17380.0
},
{
"year": 2072,
"age": 94,
"income": {
"total": 0
},
"expenses": {
"living": 292.0,
"housing": 219.0,
"education": 109.5,
"tax": 73.0,
"event": 36.5
},
"totalExpense": 730.0,
"netCashFlow": -730.0,
"assetBalance": -20717.0
},
{
"year": 2073,
"age": 95,
"income": {
"total": 0
},
"expenses": {
"living": 298.0,
"housing": 223.5,
"education": 111.75,
"tax": 74.5,
"event": 37.25
},
"totalExpense": 745.0,
"netCashFlow": -745.0,
"assetBalance": -24570.0
},
{
"year": 2074,
"age": 96,
"income": {
"total": 0
},
"expenses": {
"living": 304.0,
"housing": 228.0,
"education": 114.0,
"tax": 76.0,
"event": 38.0
},
"totalExpense": 760.0,
"netCashFlow": -760.0,
"assetBalance": -29015.0
},
{
"year": 2075,
"age": 97,
"income": {
"total": 0
},
"expenses": {
"living": 310.0,
"housing": 232.5,
"education": 116.25,
"tax": 77.5,
"event": 38.75
},
"totalExpense": 775.0,
"netCashFlow": -775.0,
"assetBalance": -34143.0
},
{
"year": 2076,
"age": 98,
"income": {
"total": 0
},
"expenses": {
"living": 316.40000000000003,
"housing": 237.29999999999998,
"education": 118.64999999999999,
"tax": 79.10000000000001,
"event": 39.550000000000004
},
"totalExpense": 791.0,
"netCashFlow": -791.0,
"assetBalance": -40055.0
},
{
"year": 2077,
"age": 99,
"income": {
"total": 0
},
"expenses": {
"living": 322.40000000000003,
"housing": 241.79999999999998,
"education": 120.89999999999999,
"tax": 80.60000000000001,
"event": 40.300000000000004
},
"totalExpense": 806.0,
"netCashFlow": -806.0,
"assetBalance": -46870.0
},
{
"year": 2078,
"age": 100,
"income": {
"total": 0
},
"expenses": {
"living": 329.20000000000005,
"housing": 246.89999999999998,
"education": 123.44999999999999,
"tax": 82.30000000000001,
"event": 41.150000000000006
},
"totalExpense": 823.0,
"netCashFlow": -823.0,
"assetBalance": -54723.0
}
],
"meta": {
"currencyUnit": "万円"
}
}
},
"script": [
{
"id": "s2_welcome",
"text": "皆様、こんにちは。本日は、テスト太郎様とそのご家族のライフプランについてご紹介させていただきます。まずは、ご家族の基本情報からご覧ください。",
"estimatedDuration": 12,
"visualType": "ppt",
"visualAssetIndex": 1,
"highlightArea": "full",
"duration": 12.168,
"audioPath": "public/ppt_intro_final_audio/narration_s2_welcome.mp3"
},
{
"id": "s2_representative",
"text": "ご家族の代表者、テスト太郎様は現在47歳。1980年1月1日生まれで、情報通信業界でご活躍されています。年収は703万円と、安定した収入を得ていらっしゃいます。業界の専門知識を活かし、キャリアを積み重ねてこられました。",
"estimatedDuration": 28,
"visualType": "ppt",
"visualAssetIndex": 1,
"highlightArea": "full",
"duration": 20.784,
"audioPath": "public/ppt_intro_final_audio/narration_s2_representative.mp3"
},
{
"id": "s2_spouse",
"text": "続いて、奥様の花子様は37歳。1990年2月2日生まれで、卸売・小売業でお仕事をされており、年収は368万円です。ご家族を支えながら、ご自身のキャリアも大切にされている、素敵な方です。",
"estimatedDuration": 23,
"visualType": "ppt",
"visualAssetIndex": 1,
"highlightArea": "full",
"duration": 17.352,
"audioPath": "public/ppt_intro_final_audio/narration_s2_spouse.mp3"
},
{
"id": "s2_child",
"text": "お子様は現在7歳。2020年3月3日生まれで、すくすくと成長されています。教育プランとしては、保育園の認可園からスタートし、公立小学校へ進学。その後、私立中学校での教育を予定されています。お子様の可能性を最大限に伸ばす、しっかりとした教育方針をお持ちです。",
"estimatedDuration": 32,
"visualType": "ppt",
"visualAssetIndex": 1,
"highlightArea": "full",
"duration": 24.264,
"audioPath": "public/ppt_intro_final_audio/narration_s2_child.mp3"
},
{
"id": "s2_household",
"text": "テスト様ご家族の世帯年収は、合計で1071万円。現在の資産は852万円をお持ちです。年間の支出は1038万円となっており、計画的な家計管理をされています。ご夫婦で力を合わせ、安定した家計を築いていらっしゃいますね。",
"estimatedDuration": 28,
"visualType": "ppt",
"visualAssetIndex": 1,
"highlightArea": "full",
"duration": 20.736,
"audioPath": "public/ppt_intro_final_audio/narration_s2_household.mp3"
},
{
"id": "s3_transition",
"text": "それでは次に、ご家族の将来に予定されているライフイベントについて見ていきましょう。こちらのスライドをご覧ください。",
"estimatedDuration": 11,
"visualType": "ppt",
"visualAssetIndex": 2,
"highlightArea": "full",
"duration": 9.768,
"audioPath": "public/ppt_intro_final_audio/narration_s3_transition.mp3"
},
{
"id": "s3_life_events",
"text": "今後、さまざまなライフイベントが控えています。お子様の進学に伴う教育費、マイホームの購入や住宅ローンの返済、そして将来の退職後の生活設計まで。それぞれのイベントには、適切な資金準備が必要です。特に、私立中学校への進学費用や、退職後の生活資金については、長期的な視点での準備が重要となります。",
"estimatedDuration": 35,
"visualType": "ppt",
"visualAssetIndex": 2,
"highlightArea": "full",
"duration": 27.192,
"audioPath": "public/ppt_intro_final_audio/narration_s3_life_events.mp3"
},
{
"id": "s3_planning",
"text": "私たちファイナンシャルプランナーは、テスト太郎様ご家族の夢や目標を実現するために、最適なライフプランをご提案させていただきます。資産運用、保険の見直し、教育資金の準備、退職後の生活設計まで、トータルでサポートいたします。一緒に、安心で豊かな未来を築いていきましょう。",
"estimatedDuration": 32,
"visualType": "ppt",
"visualAssetIndex": 2,
"highlightArea": "full",
"duration": 24.216,
"audioPath": "public/ppt_intro_final_audio/narration_s3_planning.mp3"
},
{
"id": "s3_closing",
"text": "ご清聴ありがとうございました。テスト様ご家族の明るい未来のために、これからも全力でサポートさせていただきます。",
"estimatedDuration": 10,
"visualType": "ppt",
"visualAssetIndex": 2,
"highlightArea": "full",
"duration": 9.648,
"audioPath": "public/ppt_intro_final_audio/narration_s3_closing.mp3"
}
],
"assets": {
"slides": [
{
"index": 0,
"title": "ライフプラン",
"image_path": "public/slide_001.png"
},
{
"index": 1,
"title": "2",
"image_path": "public/slide_002.png"
},
{
"index": 2,
"title": "3",
"image_path": "public/slide_003.png"
},
{
"index": 3,
"title": "4",
"image_path": "public/slide_004.png"
},
{
"index": 4,
"title": "5",
"image_path": "public/slide_005.png"
},
{
"index": 5,
"title": "6",
"image_path": "public/slide_006.png"
},
{
"index": 6,
"title": "7",
"image_path": "public/slide_007.png"
}
],
"videoClips": [],
"broll": {
"Japanese family sitting together": "Family Gathering_5856567.mp4",
"Japanese couple calculating budget": "Budgeting Couple_7958685.mp4",
"Japanese man explaining feelings": "Expressing Feelings_7957918.mp4",
"Asian man nodding in agreement": "Nodding In Agreement_4586579.mp4",
"Japanese retired couple smiling": "Smiling Retirees_6761158.mp4",
"Japanese family visiting a new car": "Car Shopping_31980658.mp4",
"Japanese consultant pointing at document": "Consultant Pointing_7844849.mp4",
"Japanese advisor asking about family": "Advisor Inquiring_7844849.mp4",
"Asian man giving his birthday": "Giving Birthday_5529618.mp4",
"Japanese businessman greeting warmly": "Warm Greeting_3304352.mp4",
"Japanese student studying hard": "Studying Hard_7958453.mp4",
"Japanese calendar with events marked": "Marked Calendar_9057559.mp4",
"Japanese financial planner verifying age": "Verifying Age_6539952.mp4",
"Japanese advisor bowing politely": "Polite Bowing_7958678.mp4",
"Japanese man introduced himself": "Self-Introduction_7958453.mp4",
"Japanese financial consultant showing graphs": "Showing Graphs_7844858.mp4",
"Japanese financial advisor consulting client": "Client Consulting_4486777.mp4",
"Japanese man talking in interview": "Interview Talking_4428754.mp4"
}
}
}